New Mexico Personal Injury Attorney
More than 30 Years of Experience
Bad faith law deals with what happens when an insurance company does more than simply deny a claim. It covers situations where the insurer acts unfairly, dishonestly, or unreasonably when handling a policyholder’s claim. In simple terms, bad faith usually means the insurer had a duty to treat the customer fairly and failed to do [...]
Figuring out which health insurance pays first can feel more confusing than it should be. The short answer is this: primary insurance pays first on a claim, and secondary insurance may help cover some or all of the remaining eligible costs after the primary plan has processed it. That sounds simple, but in real life [...]
If you drive in New Mexico, uninsured motorist coverage is one of the smartest parts of an auto policy to keep. It helps pay for your injuries, and in many cases other losses, when the driver who hits you has no insurance or not enough insurance to cover the damage. Even though liability insurance is [...]
When an insurance company delays a payment, the problem usually goes far beyond paperwork. A delayed claim can leave someone waiting on money they need for medical treatment, home repairs, car replacement, lost income, or basic bills. It is frustrating because policyholders often do what they are supposed to do, report the loss, submit documents, [...]
If you’re wondering whether insurance companies really check police reports after an accident, the short answer is yes, very often they do. But not in every claim, and not always in the way people imagine. A police report is usually one piece of the puzzle. It can help an insurer understand what happened, compare your [...]